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When fall arrives, it’s hard to resist bringing the scents of the season into your home. Cedarwood, pumpkin pie, baked apple, cinnamon, nutmeg and a bit of vanilla are some classic candle aromas which are making their way inside our apartments every fall season. Everybody loves them, and they’d be the perfect housewarming gift if […]
Calculating the replacement cost of the items you own, (personal property coverage in renters insurance terms), may not sound fun, but it is important. One common mistake that renters do when sitting down to “do the math” is underestimating the value of their possessions by thinking only of the most expensive and largest items they […]
Renting a place to live often means you don’t have enough space for everything you own. Putting surplus belongings into self-storage is always an option. You may be able to use your renters insurance to cover your possessions there. You can enjoy the advantages of self-storage and have peace of mind as well. The self-storage […]
When you purchased your renters insurance, chances are slim that you were told about the following surprising things that your insurance may or may not cover. Since coverage amounts vary depending on your policy, only general examples are provided. Be sure to check your policy details to confirm exactly what’s covered in your personal policy: […]
According to U.S. Census, Americans are moving less frequently nowadays than 50 years ago. The annual Geographical Mobility study shows that the percentage of Americans moving over a one-year period was 10.1 percent in 2017, an all-time low. However, this still leaves about 3.2 million people who will worry about the safety of their belongings […]
Many of us have already returned from summer vacation and, luckily, found our apartment the same way we left it. Others have not been so fortunate. While we hope that bad things cannot happen to us, other people, the weather or negligence itself have other plans. The number of renters insurance claims filed after people […]
The West Coast was on high alert earlier this month when multiple strong earthquakes rocked California. It was an important reminder that seismic shifts can happen anytime, so preparedness and awareness is key. Millions felt the shaking from the magnitude 7.1 quake, the largest in the Golden State in two decades. The Ridgecrest quake, which […]
We’re almost there, fireworks have begun popping and grills firing up for the 4th of July celebrations. This wonderful time of getting together and sharing food and laughter can, unfortunately, can take a wrong turn and get people injured, damage properties and cause significant liability for hosts, homeowners and renters alike. We here at Resident […]
Regardless of the area you live in, spring is here, or at least approaching. This winter the weather was much like a roller coaster ride across the U.S., with various regions experiencing a polar vortex, excessive rain, ice, sleet and even a bomb cyclone. These days even wishing for warmer days can also trigger extreme […]
The U.S. renter population includes people from all income levels, but the most recent data from the U.S. Census Bureau shows that the annual increase in the number of high-income renter-occupied households (defined as those earning $150,000 or more) has been faster than owner-occupied households. From 2007 to 2017, the number of those rich enough […]
