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A study released by the Consumer Electronics Association shows that only 12 percent of renters have a security system. This statistic gets even scarier when you consider that renters are 85 percent more likely to experience a home burglary than homeowners. When you own the place, it’s easy to install a security system, but renting […]
Renters insurance offers valuable protection against damage or destruction to property, but you might need to cancel it at some point for various reasons—you move to another address, or perhaps you’ve bought a home and you’re switching to homeowner’s insurance. How do you go about that? First and foremost, check your lease agreement. More and […]
As you’ve probably noticed in your group of friends, most Millennials rent, rather than own their home. There are many benefits to renting, but not needing insurance isn’t one of them. While you don’t need homeowner’s insurance, you most definitely need renters insurance. Here are some of the essential reasons why: Your landlord’s insurance doesn’t […]
Whether you’re a college student leaving your apartment for a summer abroad or simply taking a two-week vacation, your home needs adequate protection and renters insurance can provide it. Burglaries – regardless of the period of time you’ll be away from home this summer, a couple of days or the entire summer, your property might […]
Common renters insurance misconceptions: that it’s too expensive, that it’s redundant, that it’s unneeded or that it covers each and every item you possess. We’ve debunked a few of them already and now we’ll focus on what’s NOT covered by this type of insurance policy. Natural disasters—those of you who live in an area known […]
Adulthood is hard, filled with new and important things that are equally confusing. Like renters insurance. Here’s a crash course that will help navigate through its waters. It should actually be called property insurance because that’s what it covers: your stuff. Your landlord has insurance that covers the actual building and structure that you live […]
Friendships can make a neighborhood watch more efficient and effective. Renters insurance is a safety net used to support clients when the unthinkable happens. Yet for the renter and the insurer, prevention is the truest safeguard. The key to preventions lies in creating a safe environment in which to live. To do so, it is […]
If dogs are a man’s best friend then renters insurance is the tie that binds. Pets. We can spend hours watching YouTube videos of our furry, winged, and scaled companions doing some pretty amazing things. In addition to the love that they provide, many of us would admit that we like having pets around because […]
In case you need to leave town but don’t want to lose the apartment you’re currently living in, you might be a great candidate for subletting. But before you leap in, it’s advisable that you get the full picture of the risks you might face and what you could do to minimize them. Receive permission. […]
Some of our readers are preparing this year to rent a new apartment, maybe even their first. The To Do list is extensive and takes a lot of time to complete, but it’s as important to make sure the terms of the apartment lease are clearly understood. Typically, most lease documents are clear and without […]
