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Christmas tree, cooking, candles, holiday decorations, a warm fireplace … it all sounds merry and bright and this is exactly how winter holidays should be. While fire damage should be the last thing to worry about, statistics show that it ranks very high on insurance claims over the holidays. And based on people’s testimony, fire […]
No matter if you’re staying at home or planning a get-away for the holidays, a home break-in is most probably the last thing you want this winter season. Statistics reveal that December is the month when the most insurance claims are being filed, so especially if you’ve been shopping for new (expensive) presents to arrange […]
According to the U.S. Census Bureau, California experienced its deadliest and most destructive wildfire season in 2018. With a total of 8,527 fires that covered an area of 1,893,913 acres, many cities in the state are at risk of being affected by wildfires. In fact, Sacramento is fourth highest in the nation for wildfire risk. […]
Finding a work-life balance is just as essential for peace of mind as it is for increased efficiency, and working from home often results in the intermingling of these two sides of life. A home office may be a particularly good idea for those who work in large, congested cities and have to commute. Whether […]
It’s true that gifts, candles and snow make a winter season perfect, but what about a lower heating bill while enjoying the warmth and comfort of your apartment? With space heating being one of the largest energy expense for the average U.S. household, a few tips on how to keep away from chilly drafts and […]
We were hoping not to tackle this subject until next month, but the Arctic blast that affected millions from Chicago to Texas and brought record-low temperatures so early this winter, had many of us turn to our renter’s insurance to check coverage in case of winter-related hazards. Rest assured, NOAA’s winter weather outlook predicted above-average […]
Making your home safe for trick-or-treaters is essential around Halloween. Last year around this time we posted an article in which we summarized some of the most common (and unfortunate) scenarios that can result in a really scary Halloween and how having renter’s insurance can cover you. Accidents can happen while kids are on your […]
When fall arrives, it’s hard to resist bringing the scents of the season into your home. Cedarwood, pumpkin pie, baked apple, cinnamon, nutmeg and a bit of vanilla are some classic candle aromas which are making their way inside our apartments every fall season. Everybody loves them, and they’d be the perfect housewarming gift if […]
Calculating the replacement cost of the items you own, (personal property coverage in renters insurance terms), may not sound fun, but it is important. One common mistake that renters do when sitting down to “do the math” is underestimating the value of their possessions by thinking only of the most expensive and largest items they […]
Renting a place to live often means you don’t have enough space for everything you own. Putting surplus belongings into self-storage is always an option. You may be able to use your renters insurance to cover your possessions there. You can enjoy the advantages of self-storage and have peace of mind as well. The self-storage […]
