Scrolling through rental listings usually brings a mix of feelings. You’re looking for that perfect space, and sometimes it feels like the right one just slipped away. But mixed in with real options are listings that aren’t what they seem.
Rental scams are more common than most people think, and the key to protecting yourself is knowing what to watch out for.
In this guide, we’ll share everything you need to know about how to avoid scams, from warning signs to where to report an attempted scam.
Common types of rental scams
1. Fake listings
A scammer typically copies real photos and descriptions from another website, then reposts them at a lower price.
Red flag: The listing looks too good to be true, especially if the rent is way below the average for the area.
2. Requests for money up front
A common trick is asking for a deposit, application fee, or first month’s rent before you’ve had the chance to tour the property.
Red flag: Any demand for payment through wire transfer, prepaid debit card, or gift card. These methods are nearly impossible to trace and are usually big indicators of scammers.
3. Fake “landlords” who can’t meet
Some scammers claim they’re “out of town” or “working overseas” and can’t meet in person. They’ll say you can move in immediately after you pay.
Red flag: Excuses for why they can’t show the place or meet you face-to-face.
4. Phishing for personal information
Sometimes, the scam is less about money upfront and more about stealing your identity. They may ask you to fill out an application with your Social Security number, bank account information, or credit card details.
Red flag: Requests for sensitive information before you’ve even verified that the property is real.
How to avoid rental scams
Spotting scams is only half the battle. You also need to know how to avoid rental scams in the first place. Here are practical tips to keep in mind while searching:
1. Search the address online. Look up the property online and see if the details match across multiple rental platforms. Differences in pricing or contact info could signal a problem.
2. Meet in person whenever possible. A legitimate property manager or owner should have no problem scheduling a showing. If you’re moving from another city, ask a trusted friend to tour the place for you.
3. Never pay before you sign. You should only pay deposits and rent after you’ve seen the property and signed a lease. Avoid making payments based only on photos.
4. Stick to safe payment methods. Use a check, money order, or secure online payment system tied to the property management company. Avoid wire transfers or gift cards.
5. Verify the person you’re dealing with. Ask for identification or search for the property owner’s name in local county records. You can also look up the rental company’s reviews online.
6. Be cautious with personal information. Don’t share your Social Security number or bank info until you’ve confirmed that the landlord or property manager is legitimate.
7. Ask for a lease agreement. A proper lease agreement should be in place before any money changes hands. Take the time to read it and make sure the terms are clear.
8. Trust your gut. If something feels rushed, shady, or too good to be true, pause. A real rental opportunity will give you time to ask questions and review paperwork.
What to do if you think you’re being scammed
If you ever suspect you’ve fallen victim to a rental scam, acting quickly is important:
- Stop communication immediately. Don’t send money or share more personal details.
- Report the listing. Notify the website or app where you found the ad.
- File a report. You can contact the Federal Trade Commission (FTC) and your local police department.
- Warn others. Share your experience with friends or on local community boards, so others don’t fall for the same trick.
Searching for an apartment comes with plenty of decisions, and staying alert to scams should be part of the process. By watching out for red flags, confirming details, and being careful with payments, you can greatly reduce your risk.
Most rentals are legitimate, and most landlords want the same thing you do — a smooth, hassle-free process. Knowing how to avoid rental scams simply gives you another layer of protection so you can focus on what really matters: finding a place that feels right for you.
