No matter if you’re staying at home or planning a get-away for the holidays, a home break-in is most probably the last thing you want this winter season. Statistics reveal that December is the month when the most insurance claims…
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Wildfires and insurance: things you should know
According to the U.S. Census Bureau, California experienced its deadliest and most destructive wildfire season in 2018. With a total of 8,527 fires that covered an area of 1,893,913 acres, many cities in the state are at risk of being…
3 tips for the optimal home office
Finding a work-life balance is just as essential for peace of mind as it is for increased efficiency, and working from home often results in the intermingling of these two sides of life. A home office may be a particularly…
Reduce your heating costs this winter
It’s true that gifts, candles and snow make a winter season perfect, but what about a lower heating bill while enjoying the warmth and comfort of your apartment? With space heating being one of the largest energy expense for the…
Be prepared for winter storms
We were hoping not to tackle this subject until next month, but the Arctic blast that affected millions from Chicago to Texas and brought record-low temperatures so early this winter, had many of us turn to our renter’s insurance to…
Have a safe, not scary, Halloween
Making your home safe for trick-or-treaters is essential around Halloween. Last year around this time we posted an article in which we summarized some of the most common (and unfortunate) scenarios that can result in a really scary Halloween and…
Candle season is here! Make it flameless
When fall arrives, it’s hard to resist bringing the scents of the season into your home. Cedarwood, pumpkin pie, baked apple, cinnamon, nutmeg and a bit of vanilla are some classic candle aromas which are making their way inside our…
Need help calculating the value of your possessions?
Calculating the replacement cost of the items you own, (personal property coverage in renters insurance terms), may not sound fun, but it is important. One common mistake that renters do when sitting down to “do the math” is underestimating the…
Self storage for smart renters
Renting a place to live often means you don’t have enough space for everything you own. Putting surplus belongings into self-storage is always an option. You may be able to use your renters insurance to cover your possessions there. You…
8 things renters insurance does and does not cover
When you purchased your renters insurance, chances are slim that you were told about the following surprising things that your insurance may or may not cover. Since coverage amounts vary depending on your policy, only general examples are provided. Be…