A concerned woman stands in front of a white wall covered in mold spots, reflecting on whether renters insurance covers mold damage in rental properties.

Does Renters Insurance Cover Mold? What to Know If You’re Dealing with a Moldy Apartment

Did you come back to your apartment after a long trip only to find black spots creeping up the walls and a musty smell that won’t go away? Mold can wreck your belongings, affect your health, and lead to many…
Three miniature wooden houses and stacks of coins balanced on a wooden seesaw, visually illustrating how insurance rates are determined based on risk assessment.

From Location to Credit: How Are Renters Insurance Rates Determined?

Have you ever wondered why your renters insurance costs what it does or why your rate went up recently? There’s a logical explanation for that.   These rates are generated by a combination of factors that insurance companies consider when determining…