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Each year, dog-related injuries account for more than one third of all homeowners liability claim dollars, with the average cost paid out for each claim averaging $37,000 according to Insurance Journal. As incredible as it may sound, in some cases injuries have been so serious that they required up to $100,000 in medical damage. Given […]
Christmas tree, cooking, candles, holiday decorations, a warm fireplace … it all sounds merry and bright and this is exactly how winter holidays should be. While fire damage should be the last thing to worry about, statistics show that it ranks very high on insurance claims over the holidays. And based on people’s testimony, fire […]
No matter if you’re staying at home or planning a get-away for the holidays, a home break-in is most probably the last thing you want this winter season. Statistics reveal that December is the month when the most insurance claims are being filed, so especially if you’ve been shopping for new (expensive) presents to arrange […]
It’s true that gifts, candles and snow make a winter season perfect, but what about a lower heating bill while enjoying the warmth and comfort of your apartment? With space heating being one of the largest energy expense for the average U.S. household, a few tips on how to keep away from chilly drafts and […]
We were hoping not to tackle this subject until next month, but the Arctic blast that affected millions from Chicago to Texas and brought record-low temperatures so early this winter, had many of us turn to our renter’s insurance to check coverage in case of winter-related hazards. Rest assured, NOAA’s winter weather outlook predicted above-average […]
Making your home safe for trick-or-treaters is essential around Halloween. Last year around this time we posted an article in which we summarized some of the most common (and unfortunate) scenarios that can result in a really scary Halloween and how having renter’s insurance can cover you. Accidents can happen while kids are on your […]
When fall arrives, it’s hard to resist bringing the scents of the season into your home. Cedarwood, pumpkin pie, baked apple, cinnamon, nutmeg and a bit of vanilla are some classic candle aromas which are making their way inside our apartments every fall season. Everybody loves them, and they’d be the perfect housewarming gift if […]
Calculating the replacement cost of the items you own, (personal property coverage in renters insurance terms), may not sound fun, but it is important. One common mistake that renters do when sitting down to “do the math” is underestimating the value of their possessions by thinking only of the most expensive and largest items they […]
When you purchased your renters insurance, chances are slim that you were told about the following surprising things that your insurance may or may not cover. Since coverage amounts vary depending on your policy, only general examples are provided. Be sure to check your policy details to confirm exactly what’s covered in your personal policy: […]
According to U.S. Census, Americans are moving less frequently nowadays than 50 years ago. The annual Geographical Mobility study shows that the percentage of Americans moving over a one-year period was 10.1 percent in 2017, an all-time low. However, this still leaves about 3.2 million people who will worry about the safety of their belongings […]
