Three miniature wooden houses and stacks of coins balanced on a wooden seesaw, visually illustrating how insurance rates are determined based on risk assessment.

From Location to Credit: How Are Renters Insurance Rates Determined?

Have you ever wondered why your renters insurance costs what it does or why your rate went up recently? There’s a logical explanation for that.   These rates are generated by a combination of factors that insurance companies consider when determining…
Three college students sitting together on a cozy sofa, holding drinks and a smartphone, while discussing the importance of student renters insurance for protecting personal belongings and electronics in a shared apartment.

College Student Renters Insurance: Why It’s a Must-Have, Not a Maybe

If you’re a college student renting your first place, navigating the world of “adulting” can feel overwhelming. Between managing classes, juggling social life, and figuring out how to do laundry, thinking about stuff like protecting your things probably isn’t top…