For as little as 43 cents a day, you can be covered with a ResidentShield Renters Insurance Policy. It takes less than 5 minutes to apply. Here's some of what you'll get:

Property Protection: With this insurance policy, your belongings are insured up to the policy limits against a variety of unexpected events such as fire, forced-entry theft, vandalism, smoke, lightning, windstorm, and more. (Earthquake coverage is optional and available only in California.)

Personal Liability Protection: The policy includes up to $100,000 of coverage against common personal liability claims such as slip-and-fall injuries. There is even a liability provision for dog bites, up to a maximum limit of $25,000.

Guest Medical Payments: The policy provides coverage for medical expenses incurred by a guest who is accidentally injured while at your residence, regardless of fault. Coverage of up to $500 per person and $10,000 per accident, ($25,000 in Texas), is included as part of your ResidentShield policy.

Additional Living Expenses: Should you be forced to move out of your rented residence, even temporarily as the result of a covered loss, you will be reimbursed for your additional living expenses.

Quick and Easy Claims Service: We are available to assist you in case you've suffered a loss and need to file a claim. The professional staff of ResidentShield can be contacted during normal business hours toll-free at 1-800-566-1186, or via email by clicking here. For after-hours and weekend claims reporting, please call Balboa Insurance Group at 1-800-323-7466. The Balboa claims reporting line is available for messages 24 hours every day.