Why do I need Renters Insurance?

Ask yourself...

What if all your clothes, your TV, your PC, furniture, and other belongings are destroyed by fire? Could you replace them, immediately, out of pocket?

- Could I be held liable if my friends or family are injured on the apartment grounds or in my apartment?

- What if my unit is broken into and my personal property is stolen, how would my belongings be replaced?

- Isn't the property management company on the hook to replace my stuff in the case of fire or water damage?

Chances are, you have probably given some thought to these scenarios, but dismissed these concerns with the notion - it can't happen to me! Think again, every day in apartment communities throughout the nation, these situations happen. If you do not have renters insurance you may be setting yourself up for major financial and emotional hardship. Your landlord may not be responsible either; replacing your stuff is all up to you!

Have you considered that if you are responsible for an accident that causes damage to the property, a loss to others, or an injury to a resident or guest, you could be held liable for the damages, even to the apartment owner!

With all the things that can arise today (in a bad way), the best way to protect yourself from financial hardship is with the ResidentShield Insurance Policy.

Let's review... "why do I need renters insurance?"

  • To help protect against the financial risk associated with property damage
  • To insure full replacement value for your personal property and that of your neighbors
  • To quickly receive payment for approved claims
  • To provide for temporary living expenses over and above your normal living expenses should your apartment become covered loss
  • For peace of mind!

Insure yourself against a covered loss and liability risk with the ResidentShield policy. It only costs a little to protect a lot. To get an insurance quote click here

Relax - you're covered with ResidentShield! - To receive an instant quote click here