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Renters Insurance Policy Features and Coverage

Buy renters insurance coverage online for as little 43 cents per day with ResidentShield. Protect yourself and your belongings in less than 5 minutes by applying online and purchasing today.

Rental insurance coverage protection covers the following:

Property Protection: As a renter it's important to insure your own belongings. Renters insurance protects up to your selected policy limits against a variety of unexpected events such as fire, theft, vandalism, smoke, lightning, windstorm, and more. Earthquake coverage is optional and available only in California.

Personal Liability Protection: Receive up to $100,000 of coverage against personal liability claims such as slip and fall injuries and accidental damage of apartment property. Animal liability such as dog bites is covered up to $10,000. If you are a pet owner, providing proof of liability can help you secure a better apartment or home rental.

Guest Medical Payments: Imagine if a guest is accidentally injured at your residence? Regardless of fault, ResidentShield's renters insurance provides coverage for medical expenses incurred by accidental injury. Coverage for up to $1,000 per person, per accident, is included as part of your ResidentShield policy. If the accidental injury is due to your negligence any amount over $1,000 per person can be covered by your Personal Liability coverage (up to the Personal Liability limit chosen for your policy).

Additional Living Expenses: Should you be forced to move out of your rented residence, even temporarily as the result of a covered loss, you will be reimbursed for your additional living expenses.

Quick and Easy Claims Service: If you have experienced a loss and need to file a claim, please call 1-800-822-2997 to speak to a claims representative 24 hours/day or click the Report a claim link to file your claim online.

Customer Care
Policy Questions
1-800-566-1186 or Click here for Email Support
Need to File a Claim?
1-800-822-2997 to speak to a claims representative 24 hours/day or Report a claim
Why Renters Insurance?
Find out why you may need renters insurance.
Need help with selecting coverage limits?
Use our 'Contents Calculator'.
Existing Policyholders
Find out how to file a claim, make policy revisions, or cancel.
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