Renters Insurance Policy Features and Coverage
Buy renters insurance coverage online for as little 43 cents per day with ResidentShield. Protect yourself and your belongings in less than 5 minutes by applying online and purchasing today.
Rental insurance coverage protection covers the following:
Property Protection: As a renter it's important to insure your own belongings. Renters insurance protects up to your selected policy limits against a variety of unexpected events such as fire, theft, vandalism, smoke, lightning, windstorm, and more. Earthquake coverage is optional and available only in California.
Personal Liability Protection: Receive up to $100,000 of coverage against personal liability claims such as slip and fall injuries and accidental damage of apartment property. Animal liability such as dog bites is covered up to $10,000. If you are a pet owner, providing proof of liability can help you secure a better apartment or home rental.
Guest Medical Payments: Imagine if a guest is accidentally injured at your residence? Regardless of fault, ResidentShield's renters insurance provides coverage for medical expenses incurred by accidental injury. Coverage for up to $1,000 per person, per accident, is included as part of your ResidentShield policy. If the accidental injury is due to your negligence any amount over $1,000 per person can be covered by your Personal Liability coverage (up to the Personal Liability limit chosen for your policy).
Additional Living Expenses: Should you be forced to move out of
your rented residence, even temporarily as the result of a covered loss, you will
be reimbursed for your additional living expenses.
Quick and Easy Claims Service:
If you have experienced a loss and need to file a claim, please call 1-800-822-2997 to speak to a claims representative 24 hours/day or click the Report a claim link to file your claim online.