Renters Insurance Policy Features and Coverage

Buy renters insurance coverage online for as little 43 cents per day with ResidentShield. Protect yourself and your belongings in less than 5 minutes by applying online and purchasing today.

Rental insurance coverage protection covers the following:

Property Protection: As a renter it's important to insure your own belongings. Renters insurance protects up to your selected policy limits against a variety of unexpected events such as fire, theft, vandalism, smoke, lightning, windstorm, and more. Earthquake coverage is optional and available only in California.

Personal Liability Protection: Receive up to $100,000 of coverage against common personal liability claims such as slip-and-fall injuries. You can also select a liability provision for dog bites, up to a maximum limit of $25,000. If you are a pet owner, providing proof of liability can help you secure a better apartment or home rental.

Guest Medical Payments: Imagine if a guest is accidentally injured while at your residence? Regardless of fault, ResidentShield's insurance for renters provides coverage for medical expenses incurred by accidental injury. Coverage of up to $500 per person and $10,000 per accident, ($25,000 in Texas), is included as part of your ResidentShield policy.

Additional Living Expenses: Should you be forced to move out of your rented residence, even temporarily as the result of a covered loss, you will be reimbursed for your additional living expenses.

Quick and Easy Claims Service: If you have experienced a loss and need to file a claim, please call 1-800-822-2997 to speak to a claims representative 24 hours/day or click the Report a claim link to file your claim online.